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Umee is a permissionless, autonomous, rate algorithm built as a blockchain that is pioneering the next generation of globally accessible financial markets. It is a borrowing and lending platform aimed at offering universal cross-chain DeFi functionality. Umee combines the strengths of blockchain architecture with the fundamentals of traditional finance.

Umee stands out from other cryptocurrencies due to its focus on being a cross-chain lending and borrowing platform. It aims to offer universal DeFi functionality by combining the strengths of blockchain architecture with traditional financial principles. This means that users can create and manage their own cryptocurrency tokens and protocols on Umee's platform. Additionally, Umee utilizes the Inter-Blockchain Communication (IBC) protocol, Gravity bridge, and decentralized infrastructure to enable seamless communication and interaction between different blockchains. This makes Umee a pioneering solution in the crypto ecosystem, providing a unique and accessible financial market for users.